Valoren Smarte Wealth Advisors is the wholistic wealth management division of SVCM, providing financial planning and investment advisory services to clients under a fiduciary standard of care as a fee-only investment adviser. Unlike brokers and fee-based financial advisors, we do not receive commissions for selling financial products or trading client accounts, further ensuring our advice is always aligned with the best interests of clients. The purview of our work extends to all areas of the financial spectrum – retirement planning, estate planning, business planning, risk management, and portfolio management among others – delivered to clients through an institutional service architecture that dedicates expert resources and team members to each area of need, as tailored for the client. This is starkly more beneficial than the standard retail model of a single broker or advisor attempting to be an expert in all things, constantly juggling hats, and ultimately compromising quality the client deserves and expects.